Three Tips on How to Accept Payments Online

This article was written by Charge.com Payment Solutions, Inc.

Is your new e-commerce website ready to accept payments from your customers? If you’re about to launch an online business, you need more than a fancy website. You need to setup a fast and easy online payment processing software so that your customers to pay for your products and services on the web. With the right credit card processing software and tools, you can start accepting checks, debit cards, and credit cards via the web. But where do you start? The following tips can make the different between getting the sale and losing a client to the competition.

Step 1: Research Merchant Account Providers

Before you can accept credit cards online, you will need to get approved for a merchant account. This requires a great deal of research. Conducting proper research before selecting a merchant account provider will save you time and money in the long run. Start by searching for merchant account providers that deal with high risk merchants. Even if you don’t have bad credit, if you own an online company you’re considered a high risk business. Finding a merchant account provider that accepts all types of businesses will save you time and money. With a high risk merchant account provider, you have a higher chance of getting approved for an account and getting low rates for credit card processing.

Once you’ve narrowed your search, it’s time to compare prices. While it’s important to find a company that offers low rates for credit card processing, it’s equally important to get low rates on other services, such as setting up your account, online shopping carts, credit card processing software, and online tools. Ideally, you should try to find a company that offers these services for free.

Step 2: Apply for a Merchant Account Online

Once you’ve found a quality merchant account provider that deals with high risk businesses, it’s time to apply for a merchant account. Skip mail or fax applications. These traditional methods take up too much time. Instead, complete an online application for a fast and easy application process that is convenient for you. Also, make sure that the application process is free. Some companies charge hundreds of dollars simply to process your application, and there is no guarantee that you will be approved. Ideally, you should get approved within days.

Step 3: Setup Online Payment Processing Software

Before you can process payments on the web, you will need online payment processing software. Luckily, your merchant account provider should be able to provide you with this type of software. The company can set up the software and provide you with the tools you need to get started.

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Charge.com Payment Solutions, Inc. is a merchant account provider that offers credit card processing services for online businesses.